FD Interest Comparison – Axis vs IDFC (2025)
FD interest comparison table
FD interest comparison table with final amounts at 1 lakh increments (from ₹1 lakh to ₹50 lakh) and different durations:
| Amount (₹) | 1 Yr - Axis (7.10%) | 1 Yr - IDFC (7.75%) | 3 Yr - Axis (7.10%) | 3 Yr - IDFC (7.75%) | 5 Yr - Axis (7.00%) | 5 Yr - IDFC (7.50%) |
|---|---|---|---|---|---|---|
| 1,00,000 | 1,07,100 | 1,07,750 | 1,22,832 | 1,25,154 | 1,40,255 | 1,44,029 |
| 2,00,000 | 2,14,200 | 2,15,500 | 2,45,664 | 2,50,308 | 2,80,510 | 2,88,058 |
| 3,00,000 | 3,21,300 | 3,23,250 | 3,68,496 | 3,75,462 | 4,20,765 | 4,32,087 |
| 4,00,000 | 4,28,400 | 4,31,000 | 4,91,328 | 5,00,616 | 5,61,020 | 5,76,116 |
| 5,00,000 | 5,35,500 | 5,38,750 | 6,14,160 | 6,25,770 | 7,01,275 | 7,20,145 |
| 6,00,000 | 6,42,600 | 6,46,500 | 7,36,992 | 7,50,924 | 8,41,530 | 8,64,174 |
| 7,00,000 | 7,49,700 | 7,54,250 | 8,59,824 | 8,76,078 | 9,81,785 | 10,08,203 |
| 8,00,000 | 8,56,800 | 8,62,000 | 9,82,656 | 10,01,232 | 11,22,040 | 11,52,232 |
| 9,00,000 | 9,63,900 | 9,69,750 | 11,05,488 | 11,26,386 | 12,62,295 | 12,96,261 |
| 10,00,000 | 10,71,000 | 10,77,500 | 12,28,320 | 12,51,540 | 14,02,550 | 14,40,290 |
| 11,00,000 | 11,78,100 | 11,85,250 | 13,51,152 | 13,76,694 | 15,42,805 | 15,84,319 |
| 12,00,000 | 12,85,200 | 12,93,000 | 14,73,984 | 15,01,848 | 16,83,060 | 17,28,348 |
| 13,00,000 | 13,92,300 | 14,00,750 | 15,96,816 | 16,27,002 | 18,23,315 | 18,72,377 |
| 14,00,000 | 14,99,400 | 15,08,500 | 17,19,648 | 17,52,156 | 19,63,570 | 20,16,406 |
| 15,00,000 | 16,06,500 | 16,16,250 | 18,42,480 | 18,77,310 | 21,03,825 | 21,60,435 |
| 16,00,000 | 17,13,600 | 17,24,000 | 19,65,312 | 20,02,464 | 22,44,080 | 23,04,464 |
| 17,00,000 | 18,20,700 | 18,31,750 | 20,88,144 | 21,27,618 | 23,84,335 | 24,48,493 |
| 18,00,000 | 19,27,800 | 19,39,500 | 22,10,976 | 22,52,772 | 25,24,590 | 25,92,522 |
| 19,00,000 | 20,34,900 | 20,47,250 | 23,33,808 | 23,77,926 | 26,64,845 | 27,36,551 |
| 20,00,000 | 21,42,000 | 21,55,000 | 24,56,640 | 25,03,080 | 28,05,100 | 28,80,580 |
| 21,00,000 | 22,49,100 | 22,62,750 | 25,79,472 | 26,28,234 | 29,45,355 | 30,24,609 |
| 22,00,000 | 23,56,200 | 23,70,500 | 27,02,304 | 27,53,388 | 30,85,610 | 31,68,638 |
| 23,00,000 | 24,63,300 | 24,78,250 | 28,25,136 | 28,78,542 | 32,25,865 | 33,12,667 |
| 24,00,000 | 25,70,400 | 25,86,000 | 29,47,968 | 30,03,696 | 33,66,120 | 34,56,696 |
| 25,00,000 | 26,77,500 | 26,93,750 | 30,70,800 | 31,28,850 | 35,06,375 | 36,00,725 |
| 26,00,000 | 27,84,600 | 28,01,500 | 31,93,632 | 32,54,004 | 36,46,630 | 37,44,754 |
| 27,00,000 | 28,91,700 | 29,09,250 | 33,16,464 | 33,79,158 | 37,86,885 | 38,88,783 |
| 28,00,000 | 29,98,800 | 30,17,000 | 34,39,296 | 35,04,312 | 39,27,140 | 40,32,812 |
| 29,00,000 | 31,05,900 | 31,24,750 | 35,62,128 | 36,29,466 | 40,67,395 | 41,76,841 |
| 30,00,000 | 32,13,000 | 32,32,500 | 36,84,960 | 37,54,620 | 42,07,650 | 43,20,870 |
| 31,00,000 | 33,20,100 | 33,40,250 | 38,07,792 | 38,79,774 | 43,47,905 | 44,64,899 |
| 32,00,000 | 34,27,200 | 34,48,000 | 39,30,624 | 40,04,928 | 44,88,160 | 46,08,928 |
| 33,00,000 | 35,34,300 | 35,55,750 | 40,53,456 | 41,30,082 | 46,28,415 | 47,52,957 |
| 34,00,000 | 36,41,400 | 36,63,500 | 41,76,288 | 42,55,236 | 47,68,670 | 48,96,986 |
| 35,00,000 | 37,48,500 | 37,71,250 | 42,99,120 | 43,80,390 | 49,08,925 | 50,41,015 |
| 36,00,000 | 38,55,600 | 38,79,000 | 44,21,952 | 45,05,544 | 50,49,180 | 51,85,044 |
| 37,00,000 | 39,62,700 | 39,86,750 | 45,44,784 | 46,30,698 | 51,89,435 | 53,29,073 |
| 38,00,000 | 40,69,800 | 40,94,500 | 46,67,616 | 47,55,852 | 53,29,690 | 54,73,102 |
| 39,00,000 | 41,76,900 | 42,02,250 | 47,90,448 | 48,81,006 | 54,69,945 | 56,17,131 |
| 40,00,000 | 42,84,000 | 43,10,000 | 49,13,280 | 50,06,160 | 56,10,200 | 57,61,160 |
| 41,00,000 | 43,91,100 | 44,17,750 | 50,36,112 | 51,31,314 | 57,50,455 | 59,05,189 |
| 42,00,000 | 44,98,200 | 45,25,500 | 51,58,944 | 52,56,468 | 58,90,710 | 60,49,218 |
| 43,00,000 | 46,05,300 | 46,33,250 | 52,81,776 | 53,81,622 | 60,30,965 | 61,93,247 |
| 44,00,000 | 47,12,400 | 47,41,000 | 54,04,608 | 55,06,776 | 61,71,220 | 63,37,276 |
| 45,00,000 | 48,19,500 | 48,48,750 | 55,27,440 | 56,31,930 | 63,11,475 | 64,81,305 |
| 46,00,000 | 49,26,600 | 49,56,500 | 56,50,272 | 57,57,084 | 64,51,730 | 66,25,334 |
| 47,00,000 | 50,33,700 | 50,64,250 | 57,73,104 | 58,82,238 | 65,91,985 | 67,69,363 |
| 48,00,000 | 51,40,800 | 51,72,000 | 58,95,936 | 60,07,392 | 67,32,240 | 69,13,392 |
| 49,00,000 | 52,47,900 | 52,79,750 | 60,18,768 | 61,32,546 | 68,72,495 | 70,57,421 |
| 50,00,000 | 53,55,000 | 53,87,500 | 61,41,600 | 62,57,700 | 70,12,750 | 72,01,450 |